FAQ

Q: How long does the total mortgage process take?
A: Depending on your individual circumstances it should take approximately 1 to 3 weeks.

Q: Can you still help me even if I don’t have good credit? Will it cost me money to find out?
A: First Commonwealth Mortgage has helped thousands of borrowers with perfect and less than perfect credit. We never charge an application fee and we always give a free mortgage analysis.

Q: Why should I choose First Commonwealth Mortgage over another lender?
A: Our professional staff is trained extensively on customer service and structuring loan programs that best meet your home financing objectives.

Q: Could being a self-employed borrower hinder my ability to obtain a mortgage loan?
A: No. First Commonwealth Mortgage specializes in self-employed borrower programs.

Q: Is it possible to be pre-approved to purchase a home before we’ve found a home?
A: Yes. This will give you a good idea of how much of a house you can afford and gives you leverage when negotiating a price with the seller.

Q: Is there an application fee?
A: No. First Commonwealth Mortgage does not charge for the application and there is no obligation after applying