Loan Process

The First Commonwealth Mortgage Loan Process—Five Easy Steps to a New Mortgage


  • Apply Online —Fill out our secure loan application and your information is sent to one of our mortgage professionals, who immediately reviews your application.
  • Consult with a Professional —A loan professional will email or call you to get the process rolling. Your loan consultant will review your situation and needs, help you decide what kind of loan will work best for you, then put the wheels in motion.
  • In House Underwriting —Once your loan professional has discussed all your options and found the best program for you, our underwriting staff immediately begins the approval process.
  • Check Your Loan Status Online— Coming Soon.
  • Close on Your Loan —After your loan is approved, your loan professional will set up a closing date and time so you can close and start enjoying the benefits of your new mortgage as soon as possible!